Acting Attorney General John Hoffman announced Wednesday that Fryar and his mother, Allene McGhee, are charged with conspiring to steal more than $690,000.
Prosecutors say the pair engaged in a "sophisticated mortgage fraud scam'' by allegedly having McGhee obtain five loans on her home within a six-day period.
The 51-year-old Fryar lives in Springfield, N.J., and is the pastor of a church he founded. He's also the head coach of the Robbinsville High School football team. His 72-year-old mother lives in Willingboro.
It's not clear whether the pair have attorneys. Fryar played for four NFL teams between 1984 and 2000, including the Patriots and Eagles.